Dignity Memorial

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Advice from a Funeral Director

with Dignity Memorial

June 06, 2016

WHY INSURANCE MAY NOT BE ENOUGH

WHY INSURANCE MAY NOT BE ENOUGH

10 Things Everyone Should Know About Planning a Funeral or Memorial Service

A Wise Decision That Shows You Care

No one wants to talk about death or dying.  Nor do they want to think about planning for their own funeral.

That’s why we feel it is important to answer some of the more common – and more difficult – questions that people have about funerals and the options available.  We also tell you why many people find prearranging their funeral or memorial services is the best decision they can make for themselves and their family.

A Sensible Way to Make Informed Decisions Before Your Time of Need

The death of someone you care for, together with wanting to make the right decision – especially when you have little time to attend to all the details – leaves many families feeling overwhelmed.  Often these decisions must be made when a family is grieving and is the least prepared.

Many people have done everything they can to protect their family’s future: invested wisely, opened savings accounts and acquired insurance on their life and home, but they haven’t taken care of their own funeral arrangements – leaving one of the most difficult tasks to their loved ones to figure out at a difficult time.  That’s why it’s so important to give serious thought to your personal wishes and to prearrange your services in advance.

10 Things Everyone Should Know - continued

#7 – WHY INSURANCE MAY NOT BE ENOUGH

Usually, life insurance, as well as final expense insurance, provides a one-time, lump-sum benefit after a death has occurred.  However, there is no guarantee that the funds will not be consumed by the expenses that result from a long illness or serious accident.

Insurance cannot make the make decisions that are required at the time of need.  Even with insurance in place, the actual funeral or cremation service still needs to be planned and paid for, and this can be a complicated task at a time of grief and loss.

In addition, insurance policies are not protected against inflation.  Prices of products and services will continue to rise while the amount of your policy coverage remains the same.  Your survivors may not have enough left from the insurance proceeds to cover the higher cost of your funeral expenses.

Prearrangements purchased through your local Dignity Memorial provider combine the benefits of insurance with a guaranteed funeral or cremation service and price – leaving the life insurance untouched for the living.

Call today to receive your complimentary Personal Planning Guide to help in this keep this information organized and clear.

Watch next week for the next item in the series.

Information provided by Green Acres Funeral Home and Cemetery – 204-222-3241

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