Voyage Funeral Home

Sponsored

Ask the Funeral Director

with Voyage Funeral Home

May 01, 2018

How can I fund my funeral?

As a Funeral Director I would like to sincerely apologize to the families affected by the closure of a local funeral home and for all the pain, sorrow and frustration that they may be experiencing. We are grateful that we have a proactive Board of Funeral Services that investigates complaints and ideally removes the bad apples in the industry. Unfortunately, some articles in the media have been misleading to families who have prepaid for funeral services. In the province of Manitoba there are 2 methods of funding funerals.

The first and least popular method, presented in the article, is to use a trust account. If the funeral home opts to use this method, they must first register with the Funeral Board of Manitoba. This method is where the monies are held in trust at a chartered bank on your behalf by the funeral home of your choice. A disadvantage of this is that the funeral home may retain a maximum of 12% for their fees and are only legally required to deposit 88% of your total funds.

The other method that most funeral homes, including Voyage Funeral Home, opt to use is insurance. Using this method to fund funerals has many advantages over a trust account. First and foremost, the monies are held in YOUR name by an entity separate and apart from the funeral home. This protects you the consumer against business failure and unscrupulous business practice. Another advantage is that the policy is transferable to any funeral home across North America. Finally, interest on insurance funds are tax exempt. Because the transaction is between YOU and the insurance company and the certificate is held in YOUR name and not the funeral home, it is not necessary for Voyage Funeral Home to register with the Funeral Board. The only way that Voyage Funeral Home gains access to these funds is for us to provide the insurance company with proof of death.

We hope this helps clear up any confusion that may have arisen from the articles and news stories. If you have any further questions or concerns, please feel free to contact us directly.

Voyage Funeral Home
  • Hespeler Location
    220 Hespeler Ave,
    Winnipeg, Manitoba
    R2L 0L4,
    Phone: (204) 668-3151
    Email: voyage@mts.net
  • Pembina Location
    1577 Pembina Hwy,
    Winnipeg, Manitoba,
    R3T 2E5,
    Phone: (204) 284-7500
    Email: voyage@mts.net
  • Selkirk Location
    713 Greenwood Ave,
    Selkirk Manitoba,
    R1A 1H9,
    Phone: (204) 668-3151
    Email: voyage@mts.net

Sponsored

Ask the Funeral Director

April 07, 2018

Why use Voyage Funeral Home?

Voyage Funeral Home is family owned and operated. We truly

View More

Sponsored

Ask the Funeral Director

April 04, 2018

Exposé on the funeral industry

If there is one thing that we can all learn

View More

Sponsored

Ask the Funeral Director

April 03, 2018

How can I trust that the cremated remains I have received from the funeral home are truly those of my mother’s?

Voyage Funeral Home operates with the utmost honour and integrity.

View More

Sponsored

Ask the Funeral Director

April 02, 2018

Do all funeral homes own crematoriums?

No, some funeral homes do not. Those funeral homes need

View More
;