Voyage Funeral Home

Sponsored

Ask the Funeral Director

with Voyage Funeral Home

May 01, 2018

How can I fund my funeral?

As a Funeral Director I would like to sincerely apologize to the families affected by the closure of a local funeral home and for all the pain, sorrow and frustration that they may be experiencing. We are grateful that we have a proactive Board of Funeral Services that investigates complaints and ideally removes the bad apples in the industry. Unfortunately, some articles in the media have been misleading to families who have prepaid for funeral services. In the province of Manitoba there are 2 methods of funding funerals.

The first and least popular method, presented in the article, is to use a trust account. If the funeral home opts to use this method, they must first register with the Funeral Board of Manitoba. This method is where the monies are held in trust at a chartered bank on your behalf by the funeral home of your choice. A disadvantage of this is that the funeral home may retain a maximum of 12% for their fees and are only legally required to deposit 88% of your total funds.

The other method that most funeral homes, including Voyage Funeral Home, opt to use is insurance. Using this method to fund funerals has many advantages over a trust account. First and foremost, the monies are held in YOUR name by an entity separate and apart from the funeral home. This protects you the consumer against business failure and unscrupulous business practice. Another advantage is that the policy is transferable to any funeral home across North America. Finally, interest on insurance funds are tax exempt. Because the transaction is between YOU and the insurance company and the certificate is held in YOUR name and not the funeral home, it is not necessary for Voyage Funeral Home to register with the Funeral Board. The only way that Voyage Funeral Home gains access to these funds is for us to provide the insurance company with proof of death.

We hope this helps clear up any confusion that may have arisen from the articles and news stories. If you have any further questions or concerns, please feel free to contact us directly.

Voyage Funeral Home
  • Hespeler Location
    220 Hespeler Ave,
    Winnipeg, Manitoba
    R2L 0L4,
    Phone: (204) 668-3151
    Email: voyage@mts.net
  • Pembina Location
    1577 Pembina Hwy,
    Winnipeg, Manitoba,
    R3T 2E5,
    Phone: (204) 284-7500
    Email: voyage@mts.net
  • Selkirk Location
    713 Greenwood Ave,
    Selkirk Manitoba,
    R1A 1H9,
    Phone: (204) 668-3151
    Email: voyage@mts.net
  • Newest Location
    472 Kirkfield St
    Winnipeg, Manitoba
    R3K 1E6
    Phone: (204) 888-7001
    Email: voyage@mts.net

Sponsored

Ask the Funeral Director

April 01, 2019

VALUABLE ADVICE FROM A FUNERAL DIRECTOR

As terrible as it sounds, the true reality of life is death.

View More

Sponsored

Ask the Funeral Director

February 22, 2019

Educate yourself today for peace of mind tomorrow

I have been informed that sometimes my articles may be blunt and sometimes a bit aggressive.

View More

Sponsored

Ask the Funeral Director

December 27, 2018

Have you been taken advantage of ?

Surprise, surprise, funeral service makes the local news again.

View More

Sponsored

Ask the Funeral Director

December 03, 2018

Sales, Lies and Scams caught on camera...AGAIN!

Death is a subject that is difficult to discuss and disclose your final wishes to your loved ones.

View More

Sponsored

Ask the Funeral Director

October 30, 2018

Cremation without a crematorium

It is unfortunate that many of the local funeral providers mislead the public by advertising that they own and operate their own crematorium.

View More

Sponsored

Ask the Funeral Director

October 06, 2018

DAVID AND GOLIATH

You either love my articles or you love to hate them.

View More

Sponsored

Ask the Funeral Director

September 01, 2018

EXPERIENCE THE VOYAGE DIFFERENCE

I am sure by now you are familiar with some of the horror stories of people being taken advantage of and paying far too much for funeral services at their time of need.

View More

Sponsored

Ask the Funeral Director

August 25, 2018

TRUSTED FUNERAL NAMES AND REPUTATIONS…SOLD!

The years of life are like a gift each one of us can use to make a difference in the world in any way we choose.

View More

Sponsored

Ask the Funeral Director

August 18, 2018

CHOOSING THE WRONG FUNERAL HOME COULD PROVE TO BE COSTLY

As a Funeral Director, I try to be a caring and compassionate individual.

View More
;